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Getting started in farming brings many challenges, but finding a lender who can help doesn't have to be one of them.  Our mission is to provide support for the Young, Beginning & Small farmers.  As a farmer-owned cooperative, we will promote & assist these farmers with their careers by providing a competitive and dependable source of constructive credit.

 A Young farmer is one who is 35 years of age or younger. A Beginning farmer is one who has 10 or fewer years farming, ranching or aquatic agriculture experience. A Small farmer is one who generates less than $250,000 in annual gross agricultural or aquatic sales.  Call or come by one of our 2 locations to see if you meet the eligibility requirements for the Y.B.S. Program.

Delta PCA is also an award winning user of the Farm Service Agency's Guaranteed Loan Program to help Young, Beginning and Small Farmers with their farm operating needs.  Delta ACA is a FSA Preferred Lender.